Happy Memorial Day!

As we get ready to enjoy a long weekend and celebrate Memorial Day, a day of remembering the men and women who died while serving in the United States Armed Forces, we at AdviCare wanted to take a moment to discuss how the Affordable Care Act affects our nation’s Veterans.

In a nutshell, the Affordable Care Act does not affect the health care Veterans may already receive from the Veterans Health Administration (VHA). If you or someone you know is eligible for VA health care, you will remain eligible under health reform. But it’s important to know that nothing in the legislation will affect your access to the care you currently receive. Nor does the Act change the TRICARE or TRICARE for Life benefits your family may receive.

In addition:Memorial Day

  • If you are a veteran enrolled in the VA health program, you do not need to obtain additional coverage. You may purchase additional coverage if you want, but there is nothing in the law requiring you to do so.
  • Even if you receive VA health care, under the law you will have a new option to enroll in an additional insurance plan through the new health insurance Marketplaces, which open in 2014.  But NOTE: If you are eligible to receive VA health care, you will not be eligible to receive tax subsidies to assist with your premiums.
  • If you are a veteran with private insurance coverage, you will benefit from the new consumer protections. This means that you will not be dropped from your insurance company if you get sick or injured and you won’t have to worry about lifetime limits on how much insurance companies will cover if you get sick.
  • If you are a veteran who is not eligible for VA health care or other coverage, you and your family may be eligible to receive tax credits for insurance you buy in the Exchanges. The Exchanges will provide access to much needed care to veterans who are uninsured and who are not eligible for VA health care.

We at AdviCare hope you have a relaxing and safe Memorial Day weekend.